What is the definition of Visitors Insurance Usa?

"Visitors insurance USA: This is your personal travel safety net, designed to protect you from the existential dread of being stranded in a foreign city with no one around to offer advice or a shoulder to cry on. It's like having a backup plan for when your Wi-Fi dies mid-trip and you're lost in a maze of unfamiliar streets, but way more dramatic."

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Now for the edgy example: "After witnessing the gruesome dismemberment of a raccoon in Central Park, I purchased 'Visitors Insurance USA' just to reassure my furry friend that if it decides to wander off and become a homeless human being, you're not going to bail me out."